UPI Bill Splitter

Calculate exact balances, simplify group debts, and know precisely how much to send via Google Pay, PhonePe, or Paytm to settle up.

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Split Bills & Pay via UPI

In India, UPI is the fastest way to move money. But calculating how much to send after a group trip or dinner is tedious. Bill Breaker handles all the math before you open your UPI app.

  • Debt Simplification: If A owes B and B owes C, Bill Breaker minimizes the transactions so A pays C directly — fewer transfers for everyone.
  • Exact Amounts: Always know precisely what to send. No rounding debates, no awkward "I'll pay you later".
  • Clear Ledger: Always know your "Who owes whom" status before opening Google Pay or PhonePe.

The Bill Breaker + UPI Workflow

  1. Track: Add expenses to your Bill Breaker group as they happen — "₹1,200 for Cabs", "₹3,000 for Dinner".
  2. Simplify: Bill Breaker calculates the minimum transfers needed to settle all balances.
  3. Settle: Open your UPI app, send the exact amount shown, and mark as paid in Bill Breaker.